Ndugu helps chamas, family groups, and welfare organizations manage contributions, meetings, fundraising, loans, and member communication through WhatsApp, web portal, and M-Pesa.
Whether you're saving, investing, supporting one another, or worshipping together — Ndugu has your group covered.
Manage savings targets, investment portfolios, contribution cycles, and financial reports for your chama with full transparency.
Handle family pooling, harambees, and shared expenses. Keep all family members aligned regardless of where they are.
Coordinate welfare funds, emergency contributions, and support for members in need — with clear records and accountability.
Manage tithes, offerings, project fundraisers, and ministry coordination in one organized, transparent platform.
Three powerful pillars that cover every dimension of your group's operations.
From sign-up to your first contribution in minutes — no technical knowledge required.
Register with your phone number and OTP. Join existing groups or create your own in minutes.
Admins set up contribution amounts, frequencies, penalties, loans, and welfare rules for your group.
Contribute, repay loans, and support fundraisers via M-Pesa, WhatsApp, or the web portal instantly.
Real-time reports, dashboards, and audit trails keep everyone informed and accountable.
Every tool your group needs — finance, governance, and engagement — in one place.
Contribute and get notified directly via WhatsApp without opening an app.
STK Push payments — members pay before it even feels like effort.
Apply, approve, and track loan repayments with automated reminders.
Launch emergency or goal-based fundraisers in seconds. Share and track in real time.
Separate savings, welfare, emergency, and investment funds — organized clearly.
Download statements, contribution history, and financial summaries any time.
Plan meetings, send invites, collect RSVPs, and record attendance automatically.
Record, store, and share meeting minutes and group resolutions digitally.
Monitor member participation across meetings and events with full history.
Post important updates that reach all members instantly via app and WhatsApp.
Plan group events, social gatherings, and AGMs with RSVP tracking built in.
Automated reminders for contributions, meetings, loan repayments, and more.
Everything you need to run your group with confidence — real-time visibility, full control.
Members get their own portal — full visibility, easy payments, and direct participation from any device.
Every transaction is tracked, every action is logged. Ndugu is built so your group never has to wonder "what happened to the money."
From disciplined savings to transparent governance and urgent support — Ndugu keeps your group organized, accountable, and connected.